Stay The Course

The best piece of advice I have read lately said:  Stay The Course.

Whatever your plan involves, in becoming a millionaire, or getting to a healthy/dream weight, or whatever your goal – stay the course.

I’m super psyched about this, because there are certain habits I know are IT for me.  They work, they are part of my life, and I have to continue to STAY THE COURSE.

Instead of using cash for purchases during the month, we use the Amazon Chase Visa Credit Card.  I get a statement credit at the end of the month, based on the total amount charged, pay off the credit card in full, and enjoy anywhere from $30-$90 reduction in my bill for the next month.

I use an Excel spreadsheet to track all of my incoming bills and income, so that I don’t miss paying any bills, and I forecast for two months out.  I also keep a daily tally of our Chase credit card purchases, so I never withdrawal more than I actually need to pay my bills on time.

It would be awesome to have an emergency fund, but I am thinking of paying my mortgages ahead for 6 months, in the next few months – and that would be an INCREDIBLE emergency fund, as the mortgages would be paid up (and principle reduced), peace of mind would be had (in case anything did happen), and I could official say:  We have an emergency fund.

Staying the course in management of money for your specific goal is so incredible important.  I’m focus on this & going hard to reach 1M in Vanguard, and “Millionaire” status is attained!

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